Depending upon your financial and family situations, you have a number of life insurance types available when it comes to buying insurance. There are all sorts of variations of life policies to suit individual needs and desires. One of our main lines of life insurance types was credit life insurance. You make a cash payment early in life, or periodic payments throughout your life, in order to get an income when you retire or pass a certain age.


The annual return is thus $105 divided by $2,000, or 5.25 percent. This represents considerably less than 4 percent compounded annually.

If you pay $1,000 in a lump sum at age 25 and pay nothing more, by age 65 this $1,000 has grown to $3,920.17. Keep in mind that we are discussing return on your money and insurance as n investment. Think carefully and do your research of various life insurance types before buying an insurance policy.

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